How to save with a small budget?

You can start from 10 €. The Other field accepts any amount from 10 €. You then pay in whenever you wish, with no automatic debit and no set schedule.

Each payment is converted at the Plan Price, equal to the official spot price plus 1,5 %. The spot price and the Plan Price are displayed before payment. The number of grams credited equals the amount paid divided by the Plan Price at that moment.

Three options are then available. Insured home delivery: 45 € to have the bar made to order, plus 0,5 % of the parcel's value, with a minimum of 20 €. Vault storage under a number: 45 € to have the bar made to order, plus 10 € per month billed annually, i.e. 120 € per year per client, regardless of the number of bars kept. Continuing towards the next milestone: no fees. Fees are shown inclusive of all taxes, including 21% VAT.

Yes. Every acquisition is firm and final. There is no return and no right of withdrawal. This rule is restated, and must be accepted, before each payment. The price of gold fluctuates.

You can access your client area using your email address. Click on "Sign in" and enter your address: a sign-in email is sent to you, and its button takes you to your secure client area. Nothing to memorise. Your area is created at your first payment.

No. Before the gauge of the first bar is filled, no gold can be withdrawn and no amount is refunded, for a maximum of five years from your first payment. If the first bar is not reached by the end of that period, you choose either the buyback of your grams at today's reference price, or a smaller bar. At the milestone, your bar is made to order, delivered or placed in the vault as you choose, and you then freely decide whether to keep it or sell it.

With each payment, you acquire a co-ownership share in an allocated and segregated stock of gold, separate from the Company's commercial stock; the Company acts solely as its custodian. This gold is pooled among the Plan's clients; your ownership, expressed in grams, is never shared with the Company. It is neither lent, nor pledged, nor used by the Company. At the milestone, your bar is made to order and numbered in your name.

No administration fees. The Plan Price, i.e. the official spot price plus 1,5 %, is the price of your acquisition. Delivery or vault fees only apply at the milestone, and only if you choose them.