# Investing in gold: why choose a refinery open to private clients?
Updated on September 27, 2026
Why buy gold today?
In a climate where inflation erodes purchasing power and financial markets move uncertainly, gold remains an essential safe haven. Many private clients hesitate to take the step, convinced that buying gold is complicated or expensive.
The reality is simpler than it seems: in Belgium, it is possible to buy investment gold without an intermediary and without tax. With no hidden fees and no additional commission, you pay only the displayed price of the coins or bars, aligned with the live COMEX price.
The unique advantage of investment gold in Belgium
The law draws a clear distinction between precious metal jewellery and investment gold. The latter includes:
* certified bars (from 5 g to 1 kg and more),
* internationally recognised bullion coins (20F Napoleon, Krugerrand, British Sovereign, Canadian Maple Leaf, among others).
These products benefit from a VAT exemption. Unlike silver or platinum, investment gold in Belgium is therefore purchased at the net price of the metal, with no additional taxation.
Buying without an intermediary: the guarantee of transparency
Most investors go through banks or online platforms, each of which applies its own margin.
At Gold & Silver Company, you access a professional foundry directly:
* pricing continuously aligned with the COMEX,
* certified bars and coins available immediately,
* no intermediary and no commissions.
You pay only for the real value of the metal.
How it works: buying made simple
1. Choose your format: bullion coins or investment bars.
2. Set your budget: from a few hundred euros for coins, or several thousand for bars.
3. Come directly to the counter, with no intermediary.
4. Pay by bank transfer, bank card or cash (within the legal limit of 3,000 EUR).
5. Leave immediately with your certified gold.
Why choose Gold & Silver Company?
Gold & Silver Company is neither a jeweller nor a simple resale counter. It is an independent house, active for more than ten years, specialised in precious metals with a direct counter.
* no intermediary,
* no hidden fees,
* recognised expertise in Belgium and in neighbouring countries,
* a secure and discreet setting,
* educational guidance at every step.
From savings to legacy
Buying gold is not only about diversifying your assets. It is also about securing part of your savings outside the banking system and preparing the family succession.
At Gold & Silver Company, we believe gold should be accessible to everyone: clear, tangible, transmissible.
Buying investment gold without tax and without an intermediary means giving your savings a universal and lasting value.
Frequently asked questions about gold
Is investment gold really exempt from VAT in Belgium?
Yes. Belgian and European law clearly distinguish investment gold from precious metal jewellery. Certified bars with a purity of at least 995 thousandths and bullion coins minted after 1800, with a purity of at least 900 thousandths and sold at a price close to their metal value, benefit from a full VAT exemption. This means the price you pay corresponds to the value of the metal itself, with no additional tax, unlike silver or platinum. At our refinery in Dottignies, every product presented as investment gold meets these legal criteria, and the displayed price follows the live gold price aligned with the COMEX.
How much money do I need to start investing in gold?
Far less than most people imagine. Internationally recognised bullion coins, such as the 20F Napoleon, the British Sovereign or the Krugerrand, are accessible from a few hundred euros, which makes them an ideal entry point for a first purchase. Certified bars, available from 5 grams up to 1 kilogram and more, suit larger budgets starting from several thousand euros. The right approach is to define a budget first, then choose the format that matches it, rather than the other way round. Our team at the agency guides every private client through this choice, without an appointment, and you can consult our gold guide beforehand to understand the differences between coins and certified bars.
Can I buy gold without an appointment and pay in cash?
Yes. Gold & Silver Company welcomes private clients directly at the counter, without an appointment, during opening hours. Payment can be made by bank transfer, bank card or cash, within the legal limit of 3,000 euros for cash payments in Belgium. You leave immediately with your certified gold, sealed and accompanied by its documentation. For larger transactions or specific requests, you may also book a dedicated time slot through our appointment page, which allows us to prepare your order in advance and guarantee immediate availability of the bars or coins you have chosen. The entire process takes place in a secure and discreet setting.
👉 Visit the official Gold & Silver Company website
Discover how to buy investment gold safely, without tax and without an intermediary, directly from a professional foundry based in Belgium. Gold & Silver Company welcomes you without an appointment for a simple, transparent buying experience aligned with the COMEX price.